Alternatives Insurance - Ray Bruton & Chris Nesser

About Us

For Business Insurance:
Contact Ray Bruton:
Phone: 314-220-4223
Email: rbruton@alternativesins.com

For Home and Auto Quotes
Contact Chris Nesser:
Phone: 314-805-7577
Click the following email and send Chris your name and number for immediate contact.
Email: cnesser@alternatives.com

Alternatives Insurance of St. Louis (our Jefferson Avenue location) offers all the services and insurance products offered by the Alternatives Insurance Group including home, auto and business insurance. We specialize in Commercial Lines Insurance for businesses ranging in size from an Individual Sole Proprietor to Contractors and Retailers with Multi-State Operations. Your contact for these services is Ray Bruton. Contact Ray at 314-220-4223.

Chris Nesser will handle your Personal Lines and Life Insurance needs. Contact Chris at 314-805-7577.

Alternatives Insurance of St. Louis (ASTL) was established in September of 2008 with a focused mission to establish and lead the development of the AI Groups Commercial Lines Division. Ray Bruton (rbruton@alternativesins.com) is the sole owner/member of ASTL and is one of three principals along with Marc Majnerich and Rick Benz in the AIternatives Insurance Group membership organization.

ASTL has an experienced support staff with several brokers working with Ray offering a wide range of business and insurance backgrounds. Through the combined efforts of ASTLs staff, sales, and management team, your needs will be met and the protection you require provided.

We have relationships with dozens of insurance companies, allowing you to get the right price with the right service. Whether you have the ideal history, preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you.

Alternatives Insurance was established in St Louis County in the fall of 1992 . As our business grew and our coverage territory expanded we needed a business model that would allow us to continue this growth and success. We recognized this could be accomplished if each additional location was staffed with committed service and management personnel who understood the principles and service standards we had developed at our first location.

In 2004 we decided to establish the group as a membership organization in order to create a system that would allow us to continue the principles and standards we built for ourselves in 1992. Each Alternatives Insurance location is operated and managed by an individual committed to you, our client. In most cases, this manager owns the agency you will visit. As licensed members our managers understand their success is based entirely on your satisfaction. The Alternatives Insurance Group, along with our insurance carriers and affiliates, provide the tools each member needs to focus on what they know best, developing a coverage package tailored specifically for your needs.

Our full line of products now include automobile, homeowners, watercraft, motorcycle, recreational vehicles, life, health, and commercial markets for every need. Whether you are a single person starting out in life or a retired empty nester, we can offer the necessary products to fit you.

Our Mission

At the Alternatives Insurance Group, our associates are dedicated to providing every client with an insurance product tailored to fit their individual needs. Whether it be personal or business insurance needs, we will provide the tools and resources necessary. We will continue to review, improve and renew our products as well as maintain relationships with our insurance company partners. Our exceptional efforts and commitment ensure all of our clients needs will be met completely and competitively, by the Alternatives Insurance Group of Agencies.

Photos

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