Golden Oak Lending

111 West Port Plaza Suite 1150
St. Louis, MO 63146
Email: jpaci@goldenoaklending.com
Phone: (314) 567-4653
Website: www.goldenoaklending.com

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About Us

Helping People is What We Do!

Our focus and core commitment is providing customers with the lowest rates and terms, offering first-rate service and truly helping borrowers with their home financing needs.

We know that while low rates and good terms are important, equally important is personal service. No more waiting days for a return call or email. We like to make things fast and easy for our customers. Our clients are our #1 priority. That�s why you�ll always speak to a person when you call, not an answering system.

At Golden Oak Lending, we believe in making �Customers for Life�, so our loan officers provide you with the highest level of customer service, treating you as an equal partner in the mortgage relationship. In fact, referrals from previous customers and local real estate professionals have always delivered the majority of our business.

�The finest compliment we can ever receive is a referral from our clients and friends.�

- Bob Ellman, President

Mortgage Programs

Not all mortgage programs and finance options are created equal. Each of our mortgage loan originators is a licensed professional that will take the time to understand your current financial picture and explain the many choices available. We�ll help you choose the loan program that best suits your needs.

We Meet Your Needs

� Cash Out
- Debt Consolidation
- Home Improvements
- Lower Your Rate
- Shorten Your Loan Term
- Jumbo Programs
- Purchase of a New Home (including First-time Buyers)
Fixed-Rate Loan
Benefit from the security and stability of a fixed interest rate that will stay the same over the life of your loan.

Adjustable Rate Loan
An adjustable rate can give you lower monthly payments and possibly help you qualify for a larger mortgage.

FHA Loans
An FHA loan allows for the refinance or purchase of a home with a low down payment

License Information
Golden Oak Lending
provides mortgages in
Missouri – License #09-1686
Illinois – License #MB.0006160
Pennsylvania – License #21376.001
Kansas – License #MC.0001766

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